Most people come to an attorney thinking they need a document. A will. A trust. A power of attorney. And yes, those documents are part of the process. But the document is the last step, not the first one.
What you are actually getting at Kubik Legal and with Sara Kubik is guidance. The work is in understanding your situation, your family, your assets, and what could go wrong without a plan in place. The documents follow from that. They are the result of good advice, not a substitute for it.
Here is some of what the guidance covers…
Estate Planning
Estate planning is about making sure your wishes are carried out and your family is taken care of after you are gone. A lot of people assume they know what they need before we talk. Sometimes they are right. Often the situation is more nuanced than they expected. The goal is to make sure you understand your options and make informed decisions about what actually fits your situation and complies with Indiana laws.
Asset Protection and Medicaid Planning
This is the area most families do not think about until it is too late.
Here is the situation many families in NW Indiana find themselves in… A parent needs nursing home care. The costs are significant, often several thousand dollars a month. Indiana has a five year Medicaid lookback period, which means the state reviews financial transactions going back five years when determining eligibility. Families who did not plan ahead can find themselves in a very difficult position.
Planning ahead can protect a family’s home and savings. Kubik Legal handles both the estate planning side and the Medicaid asset protection side, so there is no need to coordinate between two attorneys who may not communicate with each other.
If your parents are getting older and you have started wondering what happens to their house or their savings if they need a nursing home, that question is worth answering now rather than later.
Probate Administration
When a loved one passes away, the last thing anyone wants to deal with is paperwork and court deadlines. Kubik Legal handles what needs to be handled so you can focus on your family.
Guardianship
Planning for who will care for your children or an adult family member who cannot care for themselves requires more than just picking a name. It requires understanding what that responsibility actually involves and making sure the legal arrangements reflect your intentions. Kubik Legal helps you think through those decisions and put the right plan in place.
Other Legal Matters
Kubik Legal also assists with powers of attorney, advance medical directives, additional trusts, and name changes.
Let's Talk
We offer a free 30 minute initial telephone consultation. The first step is a free 30 minute telephone consultation. This is a conversation where we both determine if we are a good fit for each other. After that call, Sara will email you notes of the disucssion, recommended next steps, and a quote for the work you actually need.